We are Agri Finance Brokers. An Agri Broker connects farmers with lenders who understand agriculture. We structure loans around seasonal income, compare multiple options, and handle the process end-to-end. This gives you better access to funding and more suitable terms than going direct. FarmLending.com.au specialises in rural land finance and acquisition.

The initial conversation is complimentary. We review your situation and let you know if we can help. If we think you are a good fit for our service, and you decide to proceed, there’s an Engagement Mandate Fee to get started. We’ll explain everything upfront before you commit to anything.

We aim to call back within 24 hours. From there, we move at the pace your situation needs. You keep farming while we handle the banks, the paperwork, and the back-and-forth.

Yes. A knockback from one lender doesn’t mean much. It usually just means they were the wrong fit and didn’t understand your business. We know which lenders suit which situations.

Equipment and machinery, farm purchases, holiday houses, vehicles and utes, succession planning, working capital, and refinancing. If it’s finance-related and you’re in ag, we can help.

Not at all. We do everything over the phone, email, or online. You’re running a farm, we work around your schedule, not the other way around.

Absolutely. We’re bound by the Privacy Act and only share your details with lenders we’re actively working with on your behalf. No spam, no cold calls.

Yes. We work with part-time farmers, hobby farmers, and people transitioning into agriculture. Lenders look at your overall financial position, not just farm income. If you’ve got a solid plan, we’ll find someone who backs it.

It depends on the lender and the property, but typically 30%+ for rural property or some kind of additional collateral like a house or other property. Some lenders go lower with the right security and income. We’ll tell you exactly where you stand in our first meeting, no guessing.

Absolutely. Cross-collateralisation is common in ag lending, using equity in your current property to fund new purchases, equipment, or developments. We’ll assess your position and show you what’s possible.

Going direct, you get one opinion from one lender. With us, we shop multiple lenders and know which ones actually understand farming. We handle the paperwork, the back-and-forth, and the negotiation, you keep farming. The initial meeting is complimentary, so there’s nothing to lose in finding out.

That’s one of our biggest areas. Whether it’s a new header, a tractor upgrade, a sprayer, trucks, or a full shed fit-out, we find competitive equipment finance from lenders who understand seasonal cash flow and ag depreciation schedules.

Yes, and it’s one of the most important things we do. Succession finance can be complex, balancing what’s fair for everyone while keeping the farm viable. We’ve seen it all and we work with lenders who specialise in intergenerational transfers.

Definitely worth a conversation. Rates and lender appetite change constantly. We’ll review what you’re currently paying, compare it to what’s available across our network of Agri lenders, and let you know if switching makes sense. If it doesn’t stack up for your situation, we’ll tell you straight.

All of Australia. We work remotely with farmers everywhere via phone, email, video call. Whether you’re in the Wimmera, the Riverina, Central Queensland, or the WA Wheatbelt, we can help. No office visit needed.