Farm Lending is a service of Hardie Finance Group.
Business Name: Hardie Finance Group
Entity Name: Hardie Finance Group Pty Ltd A.C.N. 691 132 751 as trustee for Hardie Finance Group Trust A.B.N 96 909 480 450
Credit Representative: Adrian Hardie
Credit Representative Number: 576219
Hardie Finance Group Pty Ltd Credit Representative Number 575775 and Adrian Hardie operate as authorised credit representatives under Connective Broker Services Pty Ltd, holding Australian Credit Licence Number 389328.
Professional Memberships:
Your full financial situation and requirements must be considered prior to any offer and acceptance of a loan product. Hardie Finance Group maintains professional indemnity insurance and follows internal and external dispute resolution procedures.
The information provided on the Farm Lending website is for general informational purposes only. By using this website, you agree to the terms of this disclaimer.
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
The content on this website is of a general nature and is not intended as, and should not be understood or construed as, financial, legal, or tax advice. It does not take into account your personal needs and requirements. Lender policy and conditions, fees and charges will apply.
As an agribusiness finance specialist, Adrian Hardie provides information based on general market conditions. However, every farming business is unique. You should always seek independent professional advice from your accountant, lawyer, or financial advisor that is tailored to your specific circumstances before making any financial decisions.
While we strive to keep the information on this website up to date and correct, Hardie Finance Group makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information, products, or services contained on the website.
Finance products and interest rates in the agricultural sector change frequently. Any reliance you place on such information is therefore strictly at your own risk.
Through this website, you may be able to link to other websites which are not under the control of Hardie Finance Group. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
In no event will Hardie Finance Group be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
At Farm Lending, we use a combination of traditional photography and advanced digital rendering—including Generative Artificial Intelligence (AI)—to illustrate the lifestyle and assets our finance solutions help enable.
Please note the following regarding our visual content:
The majority of images featuring people, equipment (such as tractors and machinery), rural properties, and vehicles on this website are digitally generated. These images are intended to be representative of the industries we serve and the outcomes we facilitate, rather than literal depictions of specific past clients or existing inventory.
We intentionally use AI-generated “synthetic persons” to represent our customer base. This allows us to share relatable stories and scenarios while strictly protecting the identity and privacy of our real-life clients.
Unless explicitly stated with a “Verified Client” badge, images of people on this website do not constitute a direct testimonial or endorsement by a real person.
Images of buildings, farms, or equipment are conceptual. The specific terms, conditions, and approvals of any loan or finance product are based on individual applications and are not influenced by the aesthetic nature of the imagery used on this website.
We will ask you for personal information when we assist you with your finance. Personal information may include any sensitive information (including health information) and may include any information you tell us about any vulnerability you may have. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).
We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.
We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.
We may also use your information internally to help us improve our services and help resolve any problems.
If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.
We strive to maintain the reliability, accuracy, completeness, and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements
We hold the information we collect from you in secure cloud based storage and within the Mercury Nexus platform provided by Connective.
We ensure that your information is safe by employing rigorous digital security measures including multi-factor authentication (MFA) and password protection.
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, re-organisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.
We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
Disclosures to overseas recipients
Some of the recipients to whom we disclose your personal information may be based overseas. It is not practicable to list every country in which such recipients are located but it is likely that such countries will include the Philippines, India, and Nepal.
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to Adrian Hardie, adrian@hardiefg.com.au.
We do not charge for receiving a request for access to personal information or for complying with a correction request.
By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above. For more information on your privacy rights please visit www.oaic.gov.au
We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Adrian Hardie, telephone 0494 578 218, email adrian@hardiefg.com.au.
Internal Dispute Resolution
If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to; The Complaints Officer at info@hardiefg.com.au, please make sure you include as much information as you can.
You should explain the details of your complaint as clearly as you can. Ideally, this should be in writing, however you can lodge your complaint via telephone, in person or online. When we receive a complaint, we will attempt to resolve it promptly.
Hardie Finance Group is committed to building transparent and lasting relationships with our clients across the agricultural sector. We value your feedback — whether it is a compliment, concern, or complaint.
We love hearing when we have done a great job. You can share positive feedback privately via email or phone, or publicly through reviews and referrals.
If you have a concern or wish to lodge a complaint, please contact us:
If you are not satisfied with our response, you may refer your complaint to the Australian Financial Complaints Authority (AFCA), which provides independent dispute resolution free of charge.
© 2026 Farm Lending ‐ A service of Hardie Finance Group • AgriBroker.com.au • hardiefinancegroup.com.au
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